The policies themselves — life and general cover, sourced and set up through FRI.
If Insurance Policies is the "why" — working out what you actually need protected and how much cover that requires — this is the "what": the actual policies we help you access once that plan is in place.
We work across both Life and General Insurance, sourcing policies from providers based on what fits your specific requirement, not a single insurer we're contractually obligated to push. That matters more than most people realise — different insurers are genuinely stronger in different categories, and a one-size-fits-all recommendation usually means someone got the "fits-most" version instead of the right one.
Once a policy is in place, our involvement doesn't end at the signature. Premiums change, life circumstances change, and cover that made sense five years ago can quietly become inadequate — a growing family, a new loan, a change in income. We flag those gaps as they show up, instead of leaving you to notice them the hard way.
This is also where claims support matters, even though nobody likes thinking about it in advance. Having someone who already understands your policy and can help navigate a claim is worth more at that moment than it ever felt like it was worth while paying the premium.Types of insurance we help you plan for:
Life Insurance
- Term Insurance
- Endowment Plans
- ULIPs (Unit Linked Insurance Plans)
- Guaranteed Income Plans
- Whole Life Insurance
- Child Plans
General Insurance
- Health Insurance
- Motor Insurance
- Critical Illness Insurance
- Personal Accident Insurance
- Home Insurance
- Marine Insurance
- Travel Insurance
"Hope for the best, prepare for the worst." — FRI Philosophy